Real Estate Construction Financing

Whether you are building your home or a multi-story commercial project, construction can be complex and full of pit-falls. Our construction loan experts are available to analyze your project and structure a financing package that will bring your project to fruition. We work with our borrowers to properly structure the necessary cash or equity contribution to the project.

SINGLE FAMILY RESIDENCE
We can assist you in building either your dream home or an investment property. Our lenders specialize in financing built-to-suit and spec projects for contractors. We utilize various and flexible disbursement plans.
SUBDIVISIONS
Our lenders are experienced in financing small and mid-sized subdivisions. With local knowledge, we are able to properly structure a loan to minimize your risk and maximize your profit.
ACQUISITION & DEVELOPMENT
Often the most difficult period in construction financing, our lenders understand local regulatory issues that could delay projects and cause substantial cost overruns. We work closely with our developers to minimize these delays.
COMMERCIAL PROJECTS
We understand the nuances of commercial construction, whether it is apartments, hospitality, retail, commercial, industrial, or even special-purpose buildings.

Justin Redman
Assistant Vice President
Construction Loan Officer
Stockton
209-644-7835
jredman@service1stbank.com