Personal Savings

Whether you are just starting out in life, or well on your way, at Service 1^st Bank, your personal savings goals are important to us. Our professional banking representatives are always available to help you choose the right savings program to reach your personal financial goals.

Regular Savings:
With a low opening deposit and a low balance requirement to avoid service charges, anyone can take advantage of this account to start a savings program.

Product Features	Minimum Opening Deposit	Interest	Withdrawals	Service Charges
No minimum balance to earn interest. Limited withdrawals.	$100	Interest is compounded daily and paid quarterly.*	Limited to 6 withdrawals per calendar quarter, of which no more than 3 may be to a third party. A fee of $2 per withdrawal will apply when the quarterly limit of 6 is exceeded.	The service charge of $3 per calendar quarter may be avoided by maintaining an average daily balance of $300.

Student Savings:
Perfect savings account for students who wish to avoid maintenance fees.

Product Features	Minimum Opening Deposit	Interest	Withdrawals	Service Charges
No minimum balance to earn interest. Designed for students through age 19.	None	Interest is compounded daily and paid.*	Limited to 6 withdrawals per calendar quarter, of which no more than 3 may be to a third party. A fee of $2 per withdrawal will apply when the quarterly limit of 6 is exceeded.	None

*Rates are subject to change at any time without prior notice.

Click here to calculate how long it will take to save for a major purchase and other helpful tools.