CDARS

If you are worried about FDIC insurance on your CD's over $100,000 you can eliminate those worries with the Certificate of Deposit Account Registry Service® (a.k.a. CDARS®). Service 1^st Bank can provide its customers with more than $100,000 in FDIC insurance coverage. Contact your Service 1^st Bank branch for details or visit www.cdars.com for more information.

Why CDARS?

Safety - Your deposit of $100,000 or more is protected by FDIC insurance.

Convenience - You work directly with us. You earn one interest rate and receive one monthly statement. Private investors receive one year-end tax form.

Community Investment - The value of your money can support lending opportunities in your local community.

CD-Level Rates - Your money earns CD-level returns which compare favorably with other investment alternatives, including Treasuries, corporate sweep accounts, and money market mutual funds.

Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement by Service 1^st Bank. The agreement contains important information and conditions regarding the placement of funds by us. Please read the agreement carefully before signing it. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.