Service 1^st Bank is a locally-owned, full-service commercial bank. We opened our doors on November 10, 1999, after raising $11 Million in capital from over 700 mostly-local investors.  We are headquartered in Stockton, with branches in Tracy and Lodi, California. 

Service 1^st Bank is an independent, business-focused bank, anchored by seasoned specialists in small business, agriculture, and real estate finance who are committed to delivering on-time, professionally-customized solutions to the businesses, professionals, municipalities, and individuals of San Joaquin County.

In all we do, our mission is to deliver exceptional customer service through our commitment to operational excellence, uncompromising integrity, and community leadership, ensuring long term shareholder value.  

So what …?  Most every community bank claims to provide great customer service.  How else is Service 1^st Bank different?  There are at least four differentiators that make our offerings unique:

• We make Business Loan Decisions within 1 week!
  
• Our Service 1^st Bankers’ Hours are 24/7, by appointment.
  
• Through our CDARS program, Service 1st Bank depositors may receive up to $30 Million in FDIC Insurance Protection.
  
• We provide 30-year fixed rate commercial real estate loans with as little as 10% down.

Go to Service 1^st Bancorp
Go to Charter Services Group, Inc. (an Affiliate)

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*Applies to non-real estate related business loans up to $500,000, with receipt of complete Service 1^st Bank loan application package.
Service 1 Bank | Toll Free Nationwide: 1-877-956-7800
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